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A male lion walks through golden grass
Money market · KES

Quiet strength, always within reach.

For the money you need close. It works every day and comes back to you within two business days.

Start with KES 1,000
Before you become a king, you feel it first.
From PRIDE, the Tradiam film

Mfalme means king. A king's strength shows in the ground he holds and the calm that follows him. This fund holds the money that keeps your life steady: your emergency reserve, next term's fees, cash waiting for your next move.

A lion rests on a rock in the shade

Made for money with a job this year.

  • Your first reserve, built from KES 500 at a time.
  • Money with a date on it, like fees, rent or a deposit.
  • Cash between decisions, earning instead of sitting in a current account.

If you won't need the money for a year or more, Wekeza may suit it better.

Where your money goes

Treasury bills, deposits with licensed banks and other high-quality short-term instruments. Keeping your money safe and reachable comes before chasing a higher return.

The facts.

Fees are shown before you invest, so you never meet a cost for the first time on a statement.

Currency
KES
Risk
Low
Start from
KES 1,000
Top up from
KES 500
Lock-in
None
Money back
Within 2 business days
Entry fee
None
Exit fee
None
Management fee
2.0% a year, charged daily
Income
How income is credited
Custodian
I&M Bank
Regulator
CMA Kenya

Questions people ask.

How fast can I get my money?

Within 2 business days of asking, through the investment portal.

Is there a minimum period?

No. Mfalme has no lock-in, so you can withdraw whenever you need to.

What return will I get?

It moves with short-term market rates and isn't guaranteed. Ask our team for the current rate before you invest.

Can I add more?

Any time, from KES 500, by M-Pesa or bank transfer.

Claim your ground.

Open your Mfalme account online, or ask us to call you first.

Unit trusts are investments, not bank deposits. Their value can fall as well as rise, and past returns do not guarantee future ones. Please read each fund's information memorandum before you invest.

Start investing

Talk to our team

Leave your number and we'll call you the same business day.