Investment approach
How we decide.
Every investment decision follows the same five steps, for one saver or a pension scheme.
Five steps, every time.
Step one
Research
Our team studies the issuer, the price and how it fits the fund's limits.
Step two
Committee approval
The investment committee approves what each fund may buy, and how much.
Step three
Execution within limits
Trades are placed only inside the approved limits on duration, credit and concentration.
Step four
Independent custody
I&M Bank holds the assets, apart from Tradiam.
Step five
Monthly reporting
You see holdings, performance and fees every month.
See how it applies to your mandate.
Ask for a proposal and we'll show you the policy, limits and reporting we would run for you.